Student Loan Calculator
Estimate your monthly payments, explore repayment with extra payments, and project your loan balance after graduation. Enter your details below to get a full breakdown.
Simple Student Loan Calculator
Provide any three values below — the fourth will be calculated automatically.
Loan Details
$
years
%
$← Solving
Result
Enter 3 values and click Calculate
—
Monthly Payment
—
Total Interest
—
Total Payments
Principal: —
Interest: —
| Month | Payment | Principal | Interest | Balance |
|---|
Student Loan Repayment Calculator
See how extra payments can shorten your loan and reduce total interest paid.
Current Loan
$
$
%
Extra Payments
$
Repayment Summary
Enter your loan details and click Calculate
Savings: —
With Extra Payments
| Payoff Time | — |
| Total Payments | — |
| Total Interest | — |
Original Schedule
| Payoff Time | — |
| Total Payments | — |
| Total Interest | — |
| Month | Payment | Principal | Interest | Balance |
|---|
Student Loan Projection Calculator
Estimate your loan balance and monthly payment after graduation. Ideal for students currently enrolled or about to start.
School & Loan Details
years
$
$
%
months
years
Projection Result
Enter your enrollment details and click Calculate
—
Monthly Payment
—
Balance at Graduation
—
Total Interest
| Total Borrowed | — |
| Balance at Graduation | — |
| Balance After Grace Period | — |
| Monthly Repayment | — |
| Total Payments | — |
| Total Interest | — |
Principal: —
Interest: —
* The Grace Period is the period between graduation and when repayment must begin. For direct subsidized loans, interest may not accrue during school years or the grace period. This calculator assumes equal monthly payments starting after graduation or grace period, and does not account for loan origination fees.
| Month | Payment | Principal | Interest | Balance |
|---|