Privacy Policy

Last updated: August 30, 2026

LoanCalculator (“Company”, “we”, “us” and “our”) maintains https://loancalculator.ing/ (the “Website”). This page informs you of our policies regarding the collection, use and disclosure of personal information we receive from users of the Website. This Policy sets out what information we gather, how we use and protect it and what rights you have. By using the Website you agree that you have read this Policy. If you do not agree to it, please stop using the website.

Company contact details: LoanCalculator, USA, support@loancalculator.com.

1. Information We Collect

1.1 Information Collected Automatically

When you use the Website, we automatically gather certain information about you through cookies and other similar technologies, including:

  • IP address
  • Browser type and device
  • Pages Visited and Time on the Website
  • Website or source referred to

This information alone is normally not sufficient to identify you personally, although in some jurisdictions (including under the GDPR) an IP address might be deemed personal data.

1.2 Information You Provide to Us

We collect personal information you voluntarily provide, for example when you contact us by email or submit feedback. This may include your name, email address, and the content of your message. We use this information only to respond to you and address your inquiry.

2. Legal Basis for Processing (EEA/UK Users)

If you are in the European Economic Area or the United Kingdom, we rely on the following legal bases under the GDPR to process your personal data:

  • Consent – where you give us with information on a voluntary basis and, for non-essential cookies and similar technologies;
  • Legitimate interests – to operate, maintain and enhance the Website and to respond to enquiries, as long as such interests are not outweighed by your rights;
  • Legal requirement – if processing is necessary for compliance with the applicable law.

Where processing is based on consent, you may withdraw consent at any time without impacting the lawfulness of processing based on consent before withdrawal.

3. How We Use Your Information

How we use the information we collect:

  • Operate, maintain and develop the Website and its calculators
  • Respond to your messages and requests for help
  • Develop new features based on aggregated usage data
  • Detect, prevent, and resolve technical difficulties, fraud, or abuse
  • Comply with all applicable laws.

We do not use your personal information for other purposes than those indicated in this Policy without notification and, when required, your approval.

4. Cookies and Tracking Technologies

The Website utilises cookies and similar technologies for the following purposes:

  • Strictly necessary cookies — Required for basic site functionality
  • Preference cookies – remember your settings
  • Analytics cookies – assist us to analyse how visitors interact with the Website
  • Advertising cookies – used by third party partners (see Section 5) to provide relevant adverts

We will only set non-essential cookies where you have consented to this via our cookie banner or consent management tool (where applicable). You can withdraw or change your consent at any time by using your browser settings or by writing us at support@loancalculator.com. Some cookies may be disabled which may impact Website’s functioning.

5. Advertising and Third-Party Services

When you use the Website, we may utilise third party advertising companies to provide adverts, such as Google AdSense. These partners may use cookies, device identifiers or similar technologies to collect information about your visits to this and other websites so that they can serve advertising based on your interests.

Depending on where you live, this activity may be considered a “sale” or “sharing” of personal information under legislation such as the CCPA/CPRA. You may opt out of such sharing by utilising the processes indicated in Section 8, as appropriate.

Learn more about how Google uses information from sites or apps that utilise our services. You can also modify your ad options here. We do not control the data practices of our third party advertising partners and their use of your information is regulated by their own privacy rules.

We may utilize third-party service providers to host our services, offer analytics, and send emails to you (“Processors”). These Processors have a contractual duty to safeguard your information and may only use it for the purposes we designate and in accordance with our instructions.

6. International Data Transfers

Your information may be transferred to, processed and kept in a country other than the one in which you live, including countries that have data protection rules that differ from the country in which you live. Where we transfer personal data from the EEA, UK or Switzerland to a country that is not considered to have an adequate level of protection, we rely on appropriate protections such as Standard Contractual Clauses to safeguard your information. 

7. Data Retention

We will retain personal information only for as long as necessary to fulfill the purpose(s) set out in this Policy, including:

  • We store correspondence and support messages: for 24 months from the date of your last interaction with us, or longer if needed by law.
  • Analytics data: Stored aggregated or anonymized for as long as needed for the objectives above

We do not need to process personal information for any other reason.

8. Your Privacy Rights

8.1 If You Are in the EEA or UK (GDPR)

You have the right to:

  • Access the personal information we store about you
  • Request rectification of faulty or incomplete data
  • Request to erase your data (“right to be forgotten”)
  • Processing Request for Restriction
  • Object to processing based on reasonable interests
  • Request your data portability
  • You can withdraw your consent at any moment.
  • File a complaint with your local data protection supervisory authority

8.2 If You Are a California Resident (CCPA/CPRA)

You are able to:

  • Know what personal information we gather, use and share
  • Request erasure of your personal data
  • Correct incorrect personal details
  • Opt out of the selling or sharing of your personal information, including for cross-context behavioural advertising.
  • No discrimination for exercising your privacy rights

To opt out of the selling or sharing of your personal information, please contact us at support@loancalculator.com with the subject line “Do Not Sell or Share My Personal Information.”

8.3 Exercising Your Rights

If you wish to exercise any of these rights, please contact us at support@loancalculator.com. We will respond within the timeframe permitted by relevant legislation and may need to verify your identification before processing your request.

9. Data Security

We use reasonable technical and organisational steps to protect your personal information from unapproved access, use, alteration or destruction, including encryption during transmission, control of access, and periodic security checks. However, no transmission or storage mechanism can be guarantyd to be 100% secure and we cannot guaranty full security.

10. Data Breach Notification

If your personal information is involved in a data breach, we will tell the users concerned and, if required by applicable law, the relevant supervisory body, without undue delay and in compliance with regulatory requirements.

11. Children’s Privacy

The Website is not aimed at or intended for use by minors under the age of 13 (or the minimum age in your jurisdiction). We don’t knowingly gather personal information from children. If we discover that we have obtained personal information from a child without verifiable parental consent, we will erase that information. If a parent or guardian believes that their kid has submitted personal information to us, they may contact us at support@loancalculator.com.

12. Third-Party Links

The Website may contain links to other websites operated by third parties. This Policy solely applies to the Website and does not apply to any third party sites. We advise you to review the privacy policies of any third party sites you visit.

13. Changes to This Privacy Policy

We may alter this Policy from time to time to reflect changes in our practices, technology, legal requirements or other circumstances. We will post the new Policy on this page with an updated “Last updated” date and, where changes are material, we will offer additional notice as required.

14. Contact Us

If you have any enquiries or issues about this Privacy Policy or our data practices, please contact us at:

Email: support@loancalculator.com

Country: United States